Benefits You Can Get From Resume Writing Services For Job

Benefits You Can Get From Resume Writing Services For JobJob seekers always look for resume writing services for job to find a job. A resume is the first important thing that employers look at when they are looking for a candidate. The resume not only tells the future employer about the skills and qualities that the potential employee has, but also what skills, training and qualifications the applicant has already possessed. In a perfect world, all candidates would be considered as equally as well by employers as they are by current employees.Resume writing services for job have actually been in existence for several years. In fact, job writing companies have been on the job since long. They have helped job seekers prepare their resumes, have helped them manage their needs, have helped them go beyond the requirements of the current job market, and more. Writing a resume is no easy task and sometimes, it can be one of the most tedious things to do.Most job seekers are willing to do an ything to find employment. They would go to the trouble of preparing their resumes so as to make sure that they meet the requirements of the current job market. Some job seekers hire the services of resume writing services for job so that they can send their resume to a prospective employer who would consider the resume before sending an offer of employment.These services can provide the job seeker with multiple benefits. One of the benefits is that these companies are experts in meeting the requirements of the present job market. There are different kinds of services that are offered, depending on the kind of information that the potential employer would like to know. Some services are more specialized than others, such as those providing employment screening services, in order to see whether the applicant is the right fit for the position.When looking for resume writing services for job, the resume writer is supposed to be knowledgeable of what is required for the job, in terms of information that would show the abilities of the applicant. Resume writing services for job have a lot of experience in reading resumes. They are the ones who know what is needed and are the ones who are competent enough to fill the void that is left in the resume.The next benefit provided by these services is that they are cheaper than hiring their own staff, therefore, they save the job seeker's time. And what is even better, these companies get to spend that time on tasks that they find more important, in terms of its financial value, than filling out forms, or any other jobs that they do on a regular basis. If you want to do it yourself, there is no way that you will get done in half the time that you would need to do it, simply because you will not have all the time needed for the job.These are the benefits that one gets from writing services for job. So, if you are looking for some resume writing services for job, you can choose the company that is best suited for your needs. It is recommended that you do a little research on the companies you have in mind.

Small Business Estate Planning Guide

Small Business Estate Planning Guide If you’re a small business owner, you’re probably focused on day-to-day needs. But looking ahead to what will happen when you retire or pass away should be a top priority. If you pass away without a plan in place, you’ll leave heirs without clears instructions, potentially jeopardizing the business you’ve worked so hard to build. “Small business owners need to plan for their estate even more than the average person does,” says CPA Kelley Long. “Not doing so can destroy your family and business. And a good estate plan can take years to put in place, so this is not a conversation you want to procrastinate on.” Add in the fact that your business likely accounts for the largest component of your net worth, and it’s easy to see why you should take some time to work on the future of your businessâ€"by meeting with an estate planning attorney to talk about these six key components of a solid estate plan. Will At the very least, your estate plan should include a will. This document allows you to specify how you want your assets to be transferred, and to whom, after you die. It also lets you identify an executor who will take charge of those assets and manage their disbursement according to your instructions. You’ll also want to include a provision that gives your executor or another trusted individual access to a list of all online bank accounts, email accounts, file sharing sites, social networking sites, and their corresponding passwords. If you’re the only person running the business, important information will be inaccessible to heirs if you don’t provide this access. In some states, not even family members or appointed fiduciaries can get into these accounts if they don’t already have the information. Nor can they force companies to give them access, says estate planning attorney William Sanderson, co-chair of the American Bar Association’s real property, trust and estate law business planning committee. This is why you’ll want to keep a document detailing all your accounts and passwords in a secure place that you can also easily access to update as needed. “My most prepared client keeps a notebook filed with all his important papers locked away in a safe. He updates this list and his notebook regularly,” says Sanderson. “I recommend other small business owners try and implement the same strategy and let a spouse or trusted person know how to access them.” Trusts Like a will, a trust allows you to control what happens to your assets after you die. But this legal entity has several advantages over a will. Any items you place under the ownership of the trust will bypass the probate process. Thus assets owned by the trust can be transferred to heirs much more quickly; your estate will remain private; and, depending on the kind of trust you set up, it could dramatically reduce the legal fees and estate taxes your estate or heirs will have to pay. And with a revocable or living trust, the terms and assets can be easily changed if your decisions change. Power of Attorney When you have payroll obligations, you should consider creating a durable general power of attorney document, which allows you to name an individual to carry out your business affairs should you become incapacitated, says Sanderson. If you don’t have this in place and something happens to you, the court will appoint a guardian to handle your affairs. “It can add a lot of stress to a business owner’s life at a time when they don’t need any added stress,” says Sanderson. “This little bit of extra work upfront could save a lot of headache should it ever be needed.” Buy-Sell Agreement If your business has multiple owners, a buy-sell agreement is a must. This contract establishes an agreed upon plan for the business’s future should one owner die or become incapacitated, says financial planner Paul Pagnato, who specializes in advising business owners. It defines a sale price for the business and your share, and allows you to document whether or not you want your partners to buy out your share, whether you want to block certain people from stepping into the business, or if you’d prefer family members to sell your portion. Since the price has already been determined, your family will have piece of mind that they are receiving a fair price. Without one, your beneficiaries may be stuck running a business they have no interest in, don’t want, and can’t sellâ€"and your partners may end up with a partner they never anticipated and don’t wish to work with. Negotiate this agreement when the business is still young and all the ownersâ€"as well as the business itselfâ€"are healthy. “You want everyone to approach this decision with clear eyes and reasonable thoughts,” says Sanderson. Pagnato recommends drafting the agreement as soon as the business has value and cash flow is positive. Insurance To raise the funds necessary to buy out a deceased partner’s share under a buy-sell agreement, the living partners often need life insurance. Each partner should purchase a term life insurance policy and name the other partners as beneficiaries. Or you could set up an irrevocable life insurance trust to avoid having the insurance proceeds count as part of your taxable estate. This will ensure that surviving owners receive tax-free capital to purchase the other’s portion of the business from the estate. “This does not have to come out of your pocket. It is a business expense and you should have the business pay those insurance premiums,” says Pagnato. Whether you co-own the businesses or are the sole owner, you should also buy a separate term life insurance policy that names your spouse and children as beneficiaries. This will give your family time to adjust to life without your income and avoid financial hardship. Especially since a buy-sell agreement will take some time to complete and insurance can provide funds if there aren’t other sizable resources. For help determining how much life insurance coverage you should purchase, use this guide. Succession Plan If you’re a sole proprietor, you need a clear plan for what should happen to the businesses when you die. If you want to pass on the business, you need to begin delegating and preparing a successor. Be certain first that this person wants the role. If you’d prefer that the business be sold, help your heirs by doing research ahead of time that will make selling easy and inexpensive. Plus, your family won’t need to worry about whether they got a fair price for the businesses. To prevent disagreements and ensure that things happen as you want them to, Sanderson recommends creating a document that outlines your wishes for the business’s future. You should clearly lay out important information about what the business owns and owes, and include a detailed list of of accounts and passwords. In addition to your family, Sanderson recommends involving professional advisers (like your financial planner or lawyer) as well as key employees and managers.

A Simple, Effective Way To Manage Stress At Work (Or Anywhere) - Work It Daily

A Simple, Effective Way To Manage Stress At Work (Or Anywhere) - Work It Daily It always surprises me when I stumble on a new, effective way to manage stress at work (or anywhere, for that matter). Sure, there’s always some newfangled idea floating around. Unfortunately, more often than not, I find such ideas are full of promise but lack the substance to really make them worthwhile. This is why I’m so excited to share my discovery and how it came about. Here’s the story: I caught a radio interview with Goldie Hawn a little while back. Yes, she’s the stunningly beautiful, blond actress who appears to be aging backwards in a Benjamin Button kind of way. But she wasn’t sharing beauty tips. Instead, she was talking about a new children’s education program her foundation is supporting called Mind Up. This program seeks to incorporate mindfulness strategies into traditional classroom education. The research of positive psychology shows that teaching children strategies for focusing their attention and monitoring experience without immediately reacting has the potential to impact brain function as well as improve social and emotional well-being and balance. During the interview, the actress-turned-advocate discussed one aspect of the program that particularly caught my interest. Among other activities, children in the Mind Up program enjoy “Mindful Minutes,” where they simply sit quietly and reflect. This gives them a few short meditative breaks during the otherwise chaotic school day in which they are given the space and freedom to decompress and wind down. They’re finding that children in the program are experiencing less stress, have better concentration, and feel more optimistic in general. So, this got me thinking. What if we all took Mindful Minutes throughout the day? What if, every few hours, we just shut the door or stepped away from the computer for just five minutes and let silence wash over us? How would that impact our stress throughout the workday? I’ve been trying out the technique for the past few weeks since I heard this interview. And, though it’s been somewhat difficult to get into the rhythm, I’ve definitely noticed a significant impact on days when I make Mindful Minutes a priority. My final verdict? Mindful Minutes are a great addition to any stress management program. Here’s why: Strength Of Body And Mind It only takes a few minutes to re-energize your body and mind. Energy levels stay remarkably higher when you aren’t camped out at your desk all day. Mindful Minutes will force you to get up and step away from your groove. If possible, go outside and enjoy a little sunshine and fresh air in the process. Physically, you’ll feel less tense and mentally, you’ll be more alert when you return. Improved Creativity And Enthusiasm Even if you’re totally absorbed in a project, breaking your stride is actually a really GOOD thing. It gives you a chance to take a step back, shift your perspective, and gain clarity. Sometimes, we get so deeply focused on the details; we lose sight of the bigger goals. A few minutes to reflect and mentally reorganize can do wonders for creativity and enthusiasm. More Rational Decision-Making When emotions are running high or you’re feeling anxious and stressed, it can be tempting to make snap decisions. This is especially dangerous in the workplace. A few minutes spent relaxing in a quiet environment can help put things back in perspective and inspire you to handle frustration in a more rational, professional way. How To Use Mindful Minutes If you’re interested in using the Mindful Minutes technique, here’s what I would recommend: Make a schedule and follow it. Every two to three hours worked well for me, but you might want to play around with it. Just don’t let yourself do it “whenever you feel like it” because, chances are, you’ll get distracted and won’t follow through. Plus, part of the impact comes from the routine. When you don’t think you need to do it, you often have the most powerful experiences. Keep the breaks short. Don’t dawdle and waste time. This isn’t a real “break”. It’s a brain break. Five minutes is really ideal. Have an established place to go where it’s quiet and you won’t be bothered. If possible, go outside and stand in a ray of sunshine. Don’t DO anything. This isn’t a break to run an errand, pick up lunch or chat with a co-worker. Resist the urge to multi-task. Your only responsibility for these five minutes is to yourself. I know how hard it is to manage stress, whether at work, at home or on the road. Even with all the research I’ve done and all the techniques I’ve used, I still have trouble on some days. I know regularly incorporating the Mindful Minutes strategy into my regular routine will have a profound effect. I hope you’ll try it as well and report back. Photo Credit: Shutterstock Have you joined our career growth club?Join For Free!